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How Can I Afford Braces without Insurance

    The best way to straighten misaligned teeth is by opting for braces. Braces have been used to correct orthodontic problems for a long time. And as a parent, you want nothing more than for your child to have healthy teeth so they can continue to grow and develop their smile. 

    These days, even teens and adults have the option to straighten their teeth discretely with help of clear braces. But you also know that when it comes to cost, braces are not cheap. 

    On average, braces can cost $5000 or upwards without insurance. Dental insurance usually helps cover up to 50% cost of orthodontic treatments. But if you don’t have one, the price of such orthodontic treatments can seem even more expensive.

    But don’t lose hope yet as there are ways you can keep costs down without sacrificing quality care for your child or yourself. In this article, Dr. Kamla Hussain from USparkle shared 4 ways to get affordable braces in Houston if you don’t have a dental insurance plan yet. 

    4 Ways To Afford braces without insurance

    1. Sponsored Programs.

    Low-income families can opt for state-sponsored insurance plans which pay for children’s braces as long as it is an orthodontic issue such as severe bite issue, structural jaw issue, or difficulty of opening/closing the mouth. Even some non-profit organizations help children from low-income families get braces at a reduced cost.

    1. Flexible Financing:

    Some dental offices offer financing options to reduce their patient’s financial burden. By opting for such financing plans, you can break down the overall cost of your braces into smaller sums.

    You can then pay your dentist’s fees in installments at no extra charge after making a down payment at the time of the procedure. This is a great alternative to bank financing as you don’t have to pay interest.

    1. Private financing: 

    If your dentist doesn’t offer flexible financing, check if they accept private financing.

    Many dentists partner with healthcare companies like CareCredit who offer credit facilities for treatments that are not covered by insurance.

    If you don’t have insurance, you can opt for such credit cards to avoid paying the entire amount in a single go. They cover all your doctor appointments and other medical necessities too.

    Lending Club is another company that offers personal loans to cover dental work which can be paid off in fixed monthly installments.

    1. FSA account

    If you don’t have a flexible savings account, you should ask your employer to set one up right away. A part of your paycheck before deducting taxes will be deposited into the account by your employer. The amount deposited in this account can not only be used to pay for braces but is also tax-free as long as it is used to pay for medical expenses. 

    Conclusion:

    If you notice any irregularities or problems with your child’s teeth, you need to see a dentist as soon as you can. Even if it’s expensive, do not put off treatment for a long period. The longer you wait, the more severe and painful it can be to treat your orthodontics issues.

    If you need good quality yet affordable braces in Houston, do visit Dr. Kamala Hussain at USparkle. It is family and cosmetic dentistry that offers a free consultation to patients who need dental care. They treat patients of all ages with great care and provide high-quality dental care at affordable prices. So go book your free consultation at USparkle right away.

    How Can I Afford Braces without Insurance

    The best way to straighten misaligned teeth is by opting for braces. Braces have been used to correct orthodontic problems for a long time. And as a parent, you want nothing more than for your child to have healthy teeth so they can continue to grow and develop their smile. 

    These days, even teens and adults have the option to straighten their teeth discretely with help of clear braces. But you also know that when it comes to cost, braces are not cheap. 

    On average, braces can cost $5000 or upwards without insurance. Dental insurance usually helps cover up to 50% cost of orthodontic treatments. But if you don’t have one, the price of such orthodontic treatments can seem even more expensive.

    But don’t lose hope yet as there are ways you can keep costs down without sacrificing quality care for your child or yourself. In this article, Dr. Kamla Hussain from USparkle shared 4 ways to get affordable braces in Houston if you don’t have a dental insurance plan yet. 

    4 Ways To Afford braces without insurance

    1. Sponsored Programs.

    Low-income families can opt for state-sponsored insurance plans which pay for children’s braces as long as it is an orthodontic issue such as severe bite issue, structural jaw issue, or difficulty of opening/closing the mouth. Even some non-profit organizations help children from low-income families get braces at a reduced cost.

    1. Flexible Financing:

    Some dental offices offer financing options to reduce their patient’s financial burden. By opting for such financing plans, you can break down the overall cost of your braces into smaller sums.

    You can then pay your dentist’s fees in installments at no extra charge after making a down payment at the time of the procedure. This is a great alternative to bank financing as you don’t have to pay interest.

    1. Private financing: 

    If your dentist doesn’t offer flexible financing, check if they accept private financing.

    Many dentists partner with healthcare companies like CareCredit who offer credit facilities for treatments that are not covered by insurance.

    If you don’t have insurance, you can opt for such credit cards to avoid paying the entire amount in a single go. They cover all your doctor appointments and other medical necessities too.

    Lending Club is another company that offers personal loans to cover dental work which can be paid off in fixed monthly installments.

    1. FSA account

    If you don’t have a flexible savings account, you should ask your employer to set one up right away. A part of your paycheck before deducting taxes will be deposited into the account by your employer. The amount deposited in this account can not only be used to pay for braces but is also tax-free as long as it is used to pay for medical expenses. 

    Conclusion:

    If you notice any irregularities or problems with your child’s teeth, you need to see a dentist as soon as you can. Even if it’s expensive, do not put off treatment for a long period. The longer you wait, the more severe and painful it can be to treat your orthodontics issues.

    If you need good quality yet affordable braces in Houston, do visit Dr. Kamala Hussain at USparkle. It is family and cosmetic dentistry that offers a free consultation to patients who need dental care. They treat patients of all ages with great care and provide high-quality dental care at affordable prices. So go book your free consultation at USparkle right away.