When a person is injured in a car accident, they have to deal with quite a bit of physical pain, multiple doctors’ appointments, and hours missed from work. They may also experience trauma. Trauma can be physical or emotional and if you are an accident victim, insurance should pay for its treatment.
Before you talk to an insurance company, it is helpful to understand the characteristics of each kind of trauma and how it is treated. Remember that it is very important to see doctors regularly and save all the bills from those appointments. You should also ask them to give you your diagnosis in writing.
Physical Trauma from an Accident
Physical trauma is defined as a serious injury to the body. There are two primary kinds of trauma; blunt force and penetrating. Penetrating trauma happens when the skin is pierced in an accident resulting in an open wound. In addition to being the result of an accident, penetrating trauma can happen as a result of surgery. A blunt force trauma occurs when a force strikes the head or body causing major injuries such as concussion, broken bones, or fractures.
Treatment for Physical Trauma
When you experience any physical trauma, the hospital will clean your wounds, replace the fluids in your body, and do what they can to treat an infection.
Penetrating trauma is often treated with surgery to remove the object that has penetrated the flesh or to repair organs or bones that have been damaged. When treating a blunt trauma patient, doctors may perform a laparotomy. This procedure involves making an incision in the abdomen to look for injury.
There are many cases in which a person who has been in a traumatic accident may need plastic surgery or reconstructive surgery. Sometimes more than one surgery will be necessary to treat such accidents.
Psychological Trauma From an Accident
Emotional trauma can happen as the result of a near-death experience or perilous situation. There are three main kinds of psychological trauma; chronic, complex and acute. Chronic trauma happens as a result of prolonged ongoing stressful events. It can include domestic violence and childhood abuse. Complex trauma is the result of being exposed to multiple distressing symptoms. Acute trauma often occurs in reaction to a single event. Post Traumatic Stress Disorder is considered this type of trauma. Many people who are in car accidence have experienced acute trauma.
What to do in an Accident
There are two kinds of insurance rules in the U.S., fault and no-fault. In a fault state, the person who caused the accident is responsible for its related bills. In a No-fault state, a person’s own insurance company pays their bills no matter who caused the accident. Illinois is a fault state, so it is important to collect evidence of your expenses.
When you have an accident you should always call the police and wait for them to arrive. In fact, according to the legal experts at eslingerlawfirm.com,you should get the names of witnesses and take pictures of the accident site in the meantime.
Save every medical bill that is related to the accident and save the receipts for any prescription medicines you take. Hire a good personal injury attorney who can negotiate with the insurance company on your behalf.
Car accident lawyers Hipskind and McAninch in Belleville can represent you in your personal injury case. Their experienced legal staff will fight hard to get you the money you deserve.